What is PMSBY?

Government-backed accident insurance. It supports you and your family in case of accidental death or disability.

Coverage at a Glance

₹2,00,000 for accidental death • ₹2,00,000 for full disability • ₹1,00,000 for partial disability.

Premium Cost

Just ₹20 per year. Amount is auto-debited from your bank account once a year.

Who Can Join?

Indian citizens aged 18–70 years with a savings bank account. Aadhaar linking is recommended.

How to Enroll

Visit your bank or use net banking/mobile banking. Fill PMSBY form and give consent for auto-debit.

Policy Period

Cover is from 1 June to 31 May each year. Keep your account active for automatic renewal.

Good to Know

Covers accidents only, not illness. Claims are simple if documents are correct. You can exit anytime via bank.

Why It Matters

Affordable safety for your family. A small amount today can protect against big risks tomorrow.

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