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SSA

Sukanya Samriddhi Account

Interest Rate: 8.2%
⏱️Tenure: 21 Years
💰Min: ₹250

Learn in Detail About SSA

Get comprehensive insights, tips, and strategies for maximizing your SSA investment

Read Complete Guide

Overview

Sukanya Samriddhi Account is a government savings scheme for girl children, offering the highest interest rate among all post office schemes with tax benefits.

Key Features

Minimum Amount₹250
Maximum Amount₹1.5 Lakh per year
Tenure21 Years
Interest Rate8.2%

Eligibility Criteria

  • Girl child below 10 years
  • Only 2 accounts per family
  • Parent/guardian as account holder

Benefits

  • Highest interest rate
  • Tax benefits under 80C
  • Tax-free maturity amount
  • Partial withdrawal allowed

🏛️Tax Information

Investment qualifies for deduction under Section 80C. Maturity amount is tax-free.

How to Maximize Benefits from SSA?

The SSA is a government-backed savings scheme with guaranteed returns, making it ideal for risk-averse investors. To get the most out of this scheme, invest consistently for the full tenure and avoid premature withdrawals unless absolutely necessary.

With a fixed interest rate of 8.2%, your investment will grow steadily over time. You can also combine this scheme with others like SSA or NSC for a diversified and tax-efficient portfolio.

Use the calculator above to try different investment amounts and durations to plan your future savings better. You’ll be able to compare maturity amounts and see how your money grows over time.

Disclaimer: This article is for educational purposes. Always consult your financial advisor before making investment decisions.

Quick Calculator

Quick Facts

  • • Fixed interest rate of 8.2%
  • Compound interest
  • • Tenure: 21 Years
  • • Government guaranteed returns

💡 Pro Tip

Use our calculator to compare different investment amounts and see how your money grows over time.