Financial Calculators

Smart financial calculators for Post Office investment schemes

Calculate returns, plan investments, and set maturity reminders

Choose Your Calculator

Select from our comprehensive collection of financial calculators

RD Calculator

Calculate your Recurring Deposit returns for 5-year tenure with monthly investments

TD Calculator

Calculate Time Deposit returns with flexible tenure options and compound interest

KVP Calculator

Calculate Kisan Vikas Patra maturity with money doubling feature (Maturity: 9 years 7 months at 7.5% compounded quarterly)

MIS Calculator

Calculate Monthly Income Scheme returns and monthly payouts

SCSS Calculator

Calculate Senior Citizens Savings Scheme returns with quarterly interest

NSC Calculator

Calculate National Savings Certificate returns with tax benefits (Compounded Annually, Paid at Maturity)

SSA Calculator

Calculate Sukanya Samriddhi Account returns for girl child education

What Are Post Office Investment Calculators?

Post Office investment calculators are smart, easy-to-use tools that help you estimate the returns, maturity amount, and interest earnings across various small savings schemes offered by India Post. Whether you're planning for short-term returns or long-term savings, these calculators give accurate, quick insights based on current interest rates.

Why Use a Post Office Calculator Before Investing?

Compare returns across different schemes like RD, TD, MIS, SCSS, SSA, etc.
Plan monthly or lump-sum investments based on your financial goals.
Understand interest payout frequency — monthly, quarterly, or at maturity.
Calculate maturity value with updated interest rates.
Boost savings efficiency without visiting the Post Office in person.

Overview of Popular India Post Savings Schemes

Recurring Deposit (RD) — Monthly investments with 5-year maturity. Interest is compounded quarterly.

Time Deposit (TD) — Choose 1, 2, 3, or 5 years. Compound interest benefits.

Monthly Income Scheme (MIS) — Earn monthly income on your one-time deposit.

Senior Citizens Saving Scheme (SCSS) — Designed for retirees, with quarterly interest payout.

Kisan Vikas Patra (KVP) — Money doubles in 9 years and 7 months.

National Savings Certificate (NSC) — Tax-saving option with 5-year lock-in and annual compounding.

Sukanya Samriddhi Yojana (SSA) — Ideal for girl child savings with highest interest and tax benefits.

Plan smarter, invest better. Try all our calculators now.

Start Calculating ➔

Frequently Asked Questions

What are Post Office financial calculators?

These online tools help you calculate maturity amounts, interest, and returns on India Post schemes like RD, TD, MIS, SCSS, KVP, and SSA, aiding your investment planning.

Are the Post Office calculators free to use?

Yes, all calculators on Post Office Hub are free for everyone to calculate and plan investments conveniently.

Are the calculator results accurate?

We use the latest interest rates and accurate formulas to ensure reliable estimates, but please cross-check with your nearest Post Office for official values.

Can I calculate different tenures for RD, TD, or MIS?

Yes, our calculators allow you to select different tenure options and monthly/one-time investments to calculate your potential returns.

How can these calculators help in investment planning?

By comparing returns across Post Office schemes, you can choose the best investment aligned with your goals, tenure, and risk profile.